Enjoy my first work

A good start

The card of the youngest

Visa Electron Club Jove

  • Always free

    0€ is all you will pay in order to enjoy your debit card. Now and forever.

  • No commissions on ATM withdrawals

    You can withdraw cash from any Visa ATM in the world with no commissions.

  • Discounts in affiliated businesses

    When you purchase with your Visa Electron Club Jove.

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Are you a civil servant?

The card that gives you money back

  • Visa Funció Pública is free of charge

    And exclusive for Andorra’s civil servants.

  • 0.25% cashback

    From purchases or cash withdrawals from ATMs outside Andorra.

  • Discounts in affiliated businesses

    When you purchase with your Visa Funció Pública.

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Are you a member of a professional association?

From professional to professional

  • Always free

    0€ is all you will pay in order to enjoy you Visa Gold Professionals, now and forever.

  • Safety and reliability

    Accident, anti-fraud and travel assistance insurances free of charge.

  • 0,25% cashback

    In all your purchases with your card abroad for use by your professional association.

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Now you can

Eco-Cotxe Loan

Switch to an electric car!

  • No opening or cancelling commissions

    0% commissions both for partial and total cancellation

  • Interest rate of Euribor +3%

    If your salary is paid into, and you have three direct debits from, your MoraBanc account, you have an active credit card and you have purchased life insurance through MoraBanc.

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Get your dream car or motorbike

  • Financing of up to 100%

    So you get on the road from the start.

  • Repayment within up to 5 years

    As long as the 65 year age limit is not exceeded.

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Zero Loan

Little big projects

  • 0% interest

    If you are between 16 and 25 years old, so that your little big projects don’t cost you a penny more than you borrowed.

  • Up to 1,500€

    To finance purchases in bookshops, IT material or your driving license.

  • Repayment within 12 months

    With the payback time adjusted to your needs.

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Open Mortgage

Financing for your first home

  • Financing of up to 80%

    So you can start as soon as possible.

  • Repayment term of up to 40 years

    We grant you a maximum loan term of up to 40 years, with an age limit of 65 years old.

  • Supplementary consumer loan

    Of at least 50% of the amortised capital in order to furnish, refurbish…

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Saving Project

Save now to embark on tomorrow

  • Minimum contributions and full availability

    It allows you to make periodic contributions to investment funds in order to save little by little.

  • Flexibility in your contributions

    You can choose the amount and the regularity of your payments.

  • No subscription or reimbursement commissions

    Start enjoying your savings whenever you want at no cost.

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Any queries?

Write to us and we will respond to you

Or call us on +376 884 884

Would you rather pay us a visit?

Find your closest office.

Why choose MoraBanc?

Personal account manager

Always at your disposal through multiple communication channels.

Online Banking

So you can manage your financial daily financial routine wherever you are with useful and simple tools.

Transparent information

We place all the information at your disposal.

A secure bank

You can rely on the safety of all operations conducted through the digital channels.