Visa MoraBanc Jove

A card for young people

Free of charge, no fees, special discounts… It’s the ideal card for young people!

Visa MoraBanc Jove
  • Free of charge

    Enjoying your card will cost you €0, whether you choose a debit or a credit card.

  • No fees at ATMs

    You can withdraw cash on debit from any ATM worldwide displaying the Visa sign without paying any fees to MoraBanc.

  • Contactless payment technology

    You can pay for your purchases simply by touching your card against the point of sale terminal.

  • Exclusively for clients aged between 18 and 30

    You can choose between an Debit or a Credit card.


Discounts at partner stores

  • 7 %
    Aparca&Go *
  • 3 %
    Auró Jardiners
  • %
    AVIS *
See all discounts and benefits

Making your purchases secure

  • OTP (One Time Password) security code for secure internet shopping. If you do not have it registered, you can do so by calling Telebanc on 884 884 or your personal account manager.
  • Antifraud insurance in the event of loss, theft or fraudulent use of your card.
  • We will send you a text message via our SMS Alerts service every time your card is used to make a purchase above the amount you specified, so that you can keep track of your card movements at all times.
See more details

Digital and green banking

We will help you meet your day-to-day banking needs by providing you with a 100% digital bank which allows you to manage your correspondence without wasting paper, and which you can access 24 hours a day from your computer or your mobile phone.

Learn more about MoraBanc Digital

Solidarity cards

Would you like your MoraBanc card to have a heart? If so, you can convert it into a Solidarity card. With every purchase you make, you will make a small contribution to a charity project in Andorra… and MoraBanc will give the same amount.

Click here for more details


The Visa MoraBanc Jove card is exclusively for clients aged between 18 and 30. You can choose between a Debit or a Credit card:

  • With a Debit card your purchases and ATM withdrawals will be debited instantly from your account.
    View all conditions
  • With a Credit card you can make purchases on credit and withdraw cash from ATMs on debit or credit.
    View all conditions

With your Visa MoraBanc Jove Credit card you can:

  • To pay the balance of your purchases in full at the end of the month or spread payments over a period of time. You can choose to repay either a fixed amount or a percentage of your card balance.
  • To withdraw cash on credit at any ATM or transfer the credit limit available on your card to your account via online banking (MoraBanc Digital) or in branch.

In addition, both the Visa MoraBanc Jove Debit and Credit cards offer the following benefits:

  • Discounts at partner stores which will be credited each month to the account associated with your card.
  • Free debit withdrawals at any ATM in Andorra.
  • Travel assistance service with ARAG covering both the people travelling and their luggage.
    Click here for more details
  • Personal accident insurance. Life and disability cover of up to €150,000 on trips paid with the card.
  • SMS notifications.
  • Management of transactions on the card by online banking or the app.
  • Purchase protection insurance that covers your purchases for 30 days from purchase against theft or damage.
  • Antifraud insurance:
    • If your card is lost or stolen.
    • If your card is used fraudulently.
    • If your card is used to make transactions by telephone or purchases over the Internet.
      View details of cover


Write to us and we will contact you.

  • Mora Banc Grup, SA, with registered address at Av. Meritxell 96, AD500 Andorra la Vella is the data controller of your personal data contained in this form for the purposes of handling your request. You may at any time access, rectify, delete, restrict, object, request the portability of your data and withdraw your consent by emailing us at: For further information on the processing of personal data by Mora Banc Grup, SA, please see the Privacy Policy on our website.

Or call us on +376 88 48 84

Would you rather pay us a visit?

Find your closest office.