MoraBanc Asset Management: Grup MoraBanc’s investment manager
MoraBanc Asset Management is the unit responsible for the discretionary management activity on behalf of third parties. In addition, it provides a wide offering of investment funds.
It is managed through Mora Gestió d’Actius SAU – the collective investment management company, with discretionary and individual portfolio management.
Pioneers in asset management in Andorra
It is the first Andorran company to have had an established wealth management service with over 25 years of experience working with our clients.
A double philosophy on investment
MoraBanc Asset Management’s investment philosophy is based on identifying the areas where there is value. That is, the aim is to look for good fundamentals with an attractive valuation. This principle is complemented by technical analysis that allows us determine the best moments in time in which to purchase and sell our investments. The other principles that guide our investment decisions are prudence, diversification and transparency, as well as constant contact with our clients.
Strategy-based investment process
MoraBanc Asset Management’s investment managers determine an investment strategy which is always based on the product’s characteristics: investment universe, benchmark, risk-return ratio and time frame. The decision-making process with regards to investment and tactical positioning is conducted within the Investment Committee, which is comprised of specialists in different areas. They meet periodically to decide on the corporate strategy in accordance to their environmental and market analysis. The portfolio, reflecting the corporate strategy, is built once they determine the strategical and tactical distribution.
There are regular checks in order to ascertain that this portfolio meets the expected return and risk parameters and, after a constant and thorough technical analysis, the investment decisions are implemented. Our specialised team then periodically monitors the investments and risk parameters, which are subject to continuous assessment and reporting processes.
CFA | CEO and CIO
CEFA | Financial Officer
CIIA| Advisory Group’s Officer
C/ de l’Aigüeta 3, AD500 Andorra la Vella.
T +376 884 884
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Information on the processing of personal data
In compliance with Law 15/2003 of 18 December on protection of personal data, the customer authorizes that the applicant’s personal data entered on this form will be incorporated into files owned and managed by MORA BANC GRUP, SA – MORA BANC, SAU (hereafter referred to as “MoraBanc”) to process the requested service and, if necessary, to comply with the contracts finally entered into, and also to ensure correct operational procedures.
The applicant expressly authorises MoraBanc to send him/her commercial and promotional communications for products and services and information on the Bank itself, social or other activities, in hardcopy by post or by electronic means (among others, short messages (SMS) to mobile phones, e-mail, etc.). This consent can always be withdrawn, without retroactive effect.
The applicant authorises the data provided to be communicated or shared with third parties forming part of the MoraBanc business group, entities which are primarily active in the financial, insurance and service sectors. The applicant is considered as having been informed of this transfer of information by means of this clause. The applicant accepts that he/she may be sent information on any product or service marketed by these companies.
The data processing manager is MoraBanc. The applicant is hereby informed that the rights of access, rectification, suppression or opposition may be exercised in the terms established in current legislation.
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