Public employee

Make your wishes become a reality

Premium benefits

A card with exclusive benefits for those working as civil servants

  • Your MoraBanc card is free of charge

  • Choose between Visa Classic or Debit

  • Discounts at more than 30 partner stores

  • And if you want to give a heart to your card, make it a Solidarity card!

A credit card that has only advantages

Visa MoraBanc Classic

  • SMS Alerts service

    We will send you a text message every time your card is used to make a purchase above 60 €.

  • Contactless payment technology

    You can pay for your purchases simply by touching your card against the point of sale terminal.

  • Discounts at partner stores

    When you make purchases with your Visa MoraBanc Electron card.

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Making your day-to-day easier

Visa MoraBanc Debit

  • SMS Alerts service

    We will send you a text message every time your card is used to make a purchase above 60 €.

  • Contactless payment technology

    You can pay for your purchases simply by touching your card against the point of sale terminal.

  • Discounts at partner stores

    When you make purchases with your Visa MoraBanc Electron card.

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Made to measure financing

Express loan

Liquidity in 3, 2, 1... Now!

  • Instant liquidity

    You can receive your loan 48h after your request.

  • Up to 3,000€

    Only if your salary is directly deposited into a MoraBanc account.

  • Repayment within up to 12 months

    You can choose to repay the money comfortably within a term between 2 and 12 months.

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Consumer Loan

Something more than just a treat

  • Up to 60,000€

    So you buy what you wish: be it a trip or to refurbish your house.

  • Repayment within up to 4 years

    As long as the client’s retirement age is not exceeded.

  • Special bonuses

    If your salary is deposited directly into your MoraBanc accountor you have contracted a visa card or life insurance.

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Health

Health. Well-being. Peace of mind

  • Covers up to 100% of medical expenses

    On contracted and fast-track medical procedures. Enjoy the peace of mind of going to the doctor’s knowing that your expenses are covered.

  • Home medical assistance

    We will send a doctor to your home, 24 hours a day, 365 days a year. And at no cost to you!

  • Quick and easy application process

    Apply for your Health insurance in one click.

  • Online procedure's management with the chatbot

    You have a chatbot to submit all your documents relating to medical procedures.

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Health Premium

The most comprehensive and advanced health insurance

  • Covers 100% of all medical expenses

    Whether the visit takes place in a contracted or non-contracted medical centre.

  • A wide choice of doctors

    Choose the centre and the specialist you want, both in Andorra and abroad. It includes all Quirón Group centres.

  • Online procedure's management with the chatbot

    You have a chatbot to submit all your documents relating to medical procedures.

  • Second international medical opinion

    In the event of serious illness, you can request a second opinion from an international leading specialist.

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Investment funds

Wide range of investment in assets, currency and geographic markets

  • Find the most suitable investment fund for you

    Check what markets to invest in, currencies, risk levels and investment periods on MoraBanc Asset Management. Our funds have the potential to provide positive returns, since they are invested in companies with good fundamentals as well as attractive valuations.

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Any queries?

Write to us and we will respond to you

Or call us on +376 884 884

Would you rather pay us a visit?

Find your closest office.

Why choose MoraBanc?

Personal account manager

Always at your disposal through multiple communication channels.

Digital Banking

So you can manage your financial daily financial routine wherever you are with useful and simple tools.

Transparent information

We place all the information at your disposal.

A secure bank

You can rely on the safety of all operations conducted through the digital channels.