Public employee

Make your wishes become a reality

Premium benefits

A card with exclusive benefits for those working as civil servants

  • Your MoraBanc card is free of charge

  • Choose between Visa Classic or Electron

  • Discounts at more than 30 partner stores

  • And if you want to give a heart to your card, make it a Solidarity card!

A credit card that has only advantages

Visa MoraBanc Classic

  • SMS Alerts service

    We will send you a text message every time your card is used to make a purchase above 60 €.

  • Contactless payment technology

    You can pay for your purchases simply by touching your card against the point of sale terminal.

  • Discounts at partner stores

    When you make purchases with your Visa MoraBanc Electron card.

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Making your day-to-day easier

Visa MoraBanc Electron

  • SMS Alerts service

    We will send you a text message every time your card is used to make a purchase above 60 €.

  • Contactless payment technology

    You can pay for your purchases simply by touching your card against the point of sale terminal.

  • Discounts at partner stores

    When you make purchases with your Visa MoraBanc Electron card.

Learn more

Made to measure financing

Express loan

Liquidity in 3, 2, 1... Now!

  • Instant liquidity

    You can receive your loan 48h after your request.

  • Up to 3,000€

    Only if your salary is directly deposited into a MoraBanc account.

  • Repayment within up to 12 months

    You can choose to repay the money comfortably within a term between 2 and 12 months.

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Consumer Loan

Something more than just a treat

  • Up to 60,000€

    So you buy what you wish: be it a trip or to refurbish your house.

  • Repayment within up to 4 years

    As long as the client’s retirement age is not exceeded.

  • Special bonuses

    If your salary is deposited directly into your MoraBanc accountor you have contracted a visa card or life insurance.

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Open Mortgage

Financing for your first home

  • Financing of up to 80%

    We finance you up to 80% of your the home’s price so you can start living in it as soon as possible.

  • Repayment term of up to 40 years

    You have plenty of time – we grant you a maximum loan term of up to 40 years, with an age limit of 65 years old.

  • Supplementary consumer loan

    Of at least 50% of the amortised capital in order to furnish, refurbish…

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AndorVida Insurance

Peace of mind for you and your relatives

  • Wide coverage

    Included in case of death and disability and supplementary coverage in case of health, serious illnesses, death…

  • Flexibility and adaptability

    So that you can customise your AndorVida insurance with the guarantees that suit you best and modify them whenever you need to.

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Investment funds

Wide range of investment in assets, currency and geographic markets

  • Find the most suitable investment fund for you

    Check what markets to invest in, currencies, risk levels and investment periods on MoraBanc Asset Management. Our funds have the potential to provide positive returns, since they are invested in companies with good fundamentals as well as attractive valuations.

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Any queries?

Write to us and we will respond to you

Or call us on +376 884 884

Would you rather pay us a visit?

Find your closest office.

Why choose MoraBanc?

Personal account manager

Always at your disposal through multiple communication channels.

Online Banking

So you can manage your financial daily financial routine wherever you are with useful and simple tools.

Transparent information

We place all the information at your disposal.

A secure bank

You can rely on the safety of all operations conducted through the digital channels.