Peace of mind is as valuable as gold. That’s why we provide you with a card that offers preferential advantages in terms of security.
Anti-fraud, travel accident and travel assistance.
Only for Visa Gold customers, in addition to the regular extra discounts.
Discounts in affiliated businesses
When you pay with your Visa Gold.
Ctra. General 1, Centre Comercial River - AD600 Sant Julià de Lòria, Andorra T. +376 765 000
C/Bonaventura Armengol, 11 - AD500 Andorra La Vella, Andorra T. +376 885 555
Ctra. d'Anyós, 8 - AD400 La Massana, Andorra T. +376 737 173
C/Prat de la Creu, 80 - AD500 Andorra La Vella, Andorra T. +376 808 908
C/Josep Viladomat - AD700 Escaldes-Engordany, Andorra T. +376 720 800
www.aparcandgo.com - Airports in Barcelona and Madrid, stations Sants and Atocha, Port of Barcelona.
Ctra. General 6, Nau 4, Aixovall - AD600 Sant Julià de Lòria, Andorra T. +376 742 111
C/Dr. Nequi, 8, Galeries Fira L3 - AD500 Andorra La Vella, Andorra T. +376 804 010
Av. Meritxell 73 - AD500 Andorra La Vella, Andorra T. +376 808 100
La Borda Pairal
Av. Dr. Vilanova, 7 - AD500 Andorra La Vella, Andorra T. 376 869 996
Av. d'Enclar, 142 - AD500 Andorra La Vella, Andorra T. +376 871 855
Gasolineras de Andorra T. +376 871 800
C/les Canals, 24- AD500 Andorra La Vella, Andorra T. +376 877 777
Av. Meritxell, 36 - AD500 Andorra La Vella, Andorra T. +376 820 892
Av. Josep Viladomat, 10 - AD700 Escaldes-Engordany, Andorra T. 376 807 244
Servei Visa Luxury Hotel Collection
Av. Mertixell, 25 - AD500 Andorra La Vella, Andorra T. +376 869 996
Read the conditions of discounts and benefits in the catalog of your card or ask to your personal manager. The availability of promotions, gifts, discounts and other benefits depends on the agreement of collaboration between MoraBanc and service providers.
* Discount applied directly by trader at the time of purchase.
Discounts in affiliated businesses
- 1 %River
- 3 %Veritas
- 5 %Anyós Park
Safety in your purchases
- Request your security code if you don’t have it yet in order to buy online safely.
- Optional anti-fraud insurance in case your card gets lost or stolen, or to protect against fraudulent card use.
- We want you have full control of your card transactions, that’s why we will send you an SMS every time your card registers a purchase superior to a limit set by you.
MoraBanc’s SMS Alert service sends a message to your mobile phone every time your card registers a transaction superior to a limit set by you (over 60€).
Get your alerts wherever you are. Once you’ve activated the international alert service you will receive SMS also abroad, whatever the amount. In addition, you can select the countries in which you want to receive alerts.
Apply for this free service by calling (+376) 884 884, through your personal account manager or logging into MoraBanc Online.
Ecological and digital banking
We adapt to your everyday life by offering you a 100% digital banking. You will be able to manage your correspondence with no paper waste, 24 hours a day and also from your mobile phone.
You can give a heart to your MoraBanc cards: make them supportive of charities of your choice! You will make small donations to charity projects in Andorra with each purchase, and MoraBanc will match your donation.Learn more
Visa Gold is designed for customers who need a credit limit higher than that offered by other MoraBanc cards.
Thanks to your Visa Gold you can perform credit purchases or debit card or credit card ATM withdrawals. At the end of every month, your card statement will be closed and you will be able to pay it off at that point or defer payment.
See all terms and conditions
- Pay your purchases at the end of the month or defer your payments. You can choose the method in which your interest is charged when you defer payment: either by a fixed amount or a percentage of the invoice.
- Perform credit withdrawals from an ATM.
- Discounts in affiliated businesses to be credited every month into the account you linked to your card.
- Free of charge debit cash withdrawals from any ATM within Andorra.
Free travel assistance insurance for people and luggage with ARAG.
See more details
- Free accident insurance: life or disability coverage of up to 601,000€ in trips you paid with your card.
Free anti-fraud insurance:
- In case your card gets lost or stolen.
- In ATM cash withdrawal.
In case your card is used for phone operations or online purchases.
Check the whole coverage
Visa Gold features
- EMV Chip so that your operations are more secure.
Thanks to the PIN verification, when you purchase in businesses you won’t need to sign the receipt for the transaction.
The standard credit limit is 1,800€. The credit card concession and its limit amount approval are subject to MoraBanc’s evaluation of each client’s creditworthiness.
Price and commissions
- Issuance and annual possession commission:
- Holder: 0 €
- Beneficiary: 0 €
- Commission for advance payment of the statement: 0 €
- Commission for payment deferral: 1.5% of the pending debt monthly
- Commission for credit cash withdrawal from MoraBanc’s ATMs: 3.35%, minimum 2.50€.
- Commission for card duplicates: 6€
VAT not included.
- Free travel assistance insurance
- Optional free anti-fraud insurance
- Optional free accidents insurance
Main covered guarantees
- Medical, surgical, pharmaceutical and hospital expenses abroad covered up to 6,000 euros.
- Transport or medical repatriation should the cardholder be wounded and sick abroad. Depending on the country, a medical assessment will be performed and the most adequate means of transportation will be chosen.
- Hotel extension expenses abroad.
- Repatriation or transport of the insured person in case of their death.
- Trip interruption due to a relative’s death.
- Luggage’s theft or material losses.
There are additional free coverage points included in the insurance policy.
Visa Gold Card
- Card’s loss or theft: Coverage of up to 6,000€ for goods or services purchase.
- ATM cash withdrawal: Coverage of up to 1,500€ (per incident/year).
- Phone or electronic fraudulent operations: Coverage of up to 1,000€ (per incident/year).
Write to us and we will contact
Information on the processing of personal data
In compliance with Law 15/2003 of 18 December on protection of personal data, the customer authorizes that the applicant’s personal data entered on this form will be incorporated into files owned and managed by MORA BANC GRUP, SA – MORA BANC, SAU (hereafter referred to as “MoraBanc”) to process the requested service and, if necessary, to comply with the contracts finally entered into, and also to ensure correct operational precedures
The applicant expressly authorises MoraBanc to send him/her commercial and promotional communications for products and services and information on the Bank itself, social or other activities, in hardcopy by post or by electronic means (among others, short messages (SMS) to mobile phones, e-mail, etc.). This consent can always be withdrawn, without retroactive effect.
The applicant authorises the data provided to be communicated or shared with third parties forming part of the MoraBanc business group, entities which are primarily active in the financial, insurance and service sectors. The applicant is considered as having been informed of this transfer of information by means of this clause. The applicant accepts that he/she may be sent information on any product or service marketed by these companies.
The data processing manager is MoraBanc. The applicant is hereby informed that the rights of access, rectification, suppression or opposition may be exercised in the terms established in current legislation.
Or call us at +376 88 48 84