Credit account

Cover your cash requirements

Have access to an overdraft facility in a current account so you can afford your payments and projects.

  • Flexibility

    To cover unexpected cash requirements.

  • Convenience

    An account which has an identical operational system to that of a current account.

  • Interest charged on your balance

    You pay interest only on the overdrawn amount.

Apply

Features

  • Identical operational system to that of a current account – cheques and promissory notes, transfers, cards…
  • Allows all kinds of debits and credits up to the agreed credit’s full limit.
  • Flexible financing so you can face the volatile cash requirements that your business’ seasonal activity generates.
  • It is usually allocated to the working capital financing, such as:
    • Stock financing.
    • Purchases financing.
    • Cash endowment to cover cash requirements.
    • Unexpected payment coverage.
  • You pay debit interest on the average balance.
    See terms and conditions
  • It is an operation that, due to its purpose, formalises short-term - usually after one year.
  • The debit balance is returned at once on the last day of the operation’s life, so it can be amortised beforehand.
  • Application resolution within a maximum period of 15 days, as long as all required documents have been provided.
    See required documents

Apply

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