Credit account

Cover your cash requirements

Have access to an overdraft facility in a current account so you can afford your payments and projects.

  • Flexibility

    To cover unexpected cash requirements.

  • Convenience

    An account which has an identical operational system to that of a current account.

  • Interest charged on your balance

    You pay interest only on the overdrawn amount.



  • Identical operational system to that of a current account – cheques and promissory notes, transfers, cards…
  • Allows all kinds of debits and credits up to the agreed credit’s full limit.
  • Flexible financing so you can face the volatile cash requirements that your business’ seasonal activity generates.
  • It is usually allocated to the working capital financing, such as:
    • Stock financing.
    • Purchases financing.
    • Cash endowment to cover cash requirements.
    • Unexpected payment coverage.
  • You pay debit interest on the balance at any time.
    See terms and conditions
  • It is an operation that, due to its purpose, formalises short-term - usually after one year.
  • The debit balance is returned at once on the last day of the operation’s life, so it can be amortised beforehand.
  • Application resolution within a maximum period of 15 days, as long as all required documents have been provided.
    See required documents


Write to us and we will contact you.

  • Mora Banc Grup, SA, with registered address at Av. Meritxell 96, AD500 Andorra la Vella is the data controller of your personal data contained in this form for the purposes of handling your request. You may at any time access, rectify, delete, restrict, object, request the portability of your data and withdraw your consent by emailing us at: For further information on the processing of personal data by Mora Banc Grup, SA, please see the Privacy Policy on our website.

Or call us on +376 88 48 84

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