The Variable Mortgage offers

Loan amount of up to 80%

With the Mortgage you can finance up to 80% of the lowest value between the purchase price and the appraisal value of your first home.

See Terms & Conditions

What makes your mortgage variable?

The interest rate of the Super Mortgage is made up of the 12-month Euribor (variable rate), which is revised every year and to which a spread is added according to the rebates applied.

The applicable rate of interest will vary depending on your level of loyalty as a customer and the number of products you hold with MoraBanc.

It may be of your interest

Currency Hedging: How to Protect Your Investments from Exchange-Rate Risk

Lower volatility: By hedging currency risk, you remove one of the main risks in an investment, so expected volatility will be lower. Cash-flow planning: Putting a currency hedge i...

Economy and finance 25/08/2025
Read article

Everything You Need to Know About Investing in Alternative Markets

Alternative assets — private equity, venture capital, private debt, infrastructure, unlisted real estate, hedge funds, commodities, among others — have become a cornerstone of inst...

Economy and finance 21/07/2025

Read article

Summer cyber-scams: the frauds that catch holiday-makers out most often

The arrival of summer—and the relaxed mind-set that comes with holidays—creates fertile ground for cyber-criminals. Recent studies by specialist organisations show that phishing, s...

Current News 15/07/2025

Read article

When using a search engine, you come across a scam. Beware of SEO Poisoning and Malvertising

When we search on a search engine, like Google or Bing, we tend to trust the first results. But cybercriminals are exploiting this trust using techniques like SEO Poisoning and Mal...

Innovation and technology 19/06/2025

Read article