If you are under 40 years old and contribute 10% with a secured guarantee, you can request up to 95% of the lowest value between the purchase price and the appraisal valuation for your usual home and start the project of your new home.
The interest rate of the Super Mixed Mortgage consists of a fixed portion of 1.75 % for the first two years and a variable portion of 12-month Euribor + 0.75 % for the remainder of the term, depending on the products held with the bank and/or the property’s energy certificate.
The maximum fixed interest rate without bonuses is 2.5 % for the first two years and 12-month Euribor + 1.50 % for the rest of the term
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