Our figures, our best endorsement

Excellence, quality and strength

MoraBanc’s profits rise by 2.3% to €24.1 million

MoraBanc has closed 2018 with net profit up 2.3% at €24.1 million. Maintaining its positive trajectory, the Bank has had a second consecutive year of growth, based on a strong balance sheet which shows improvements in the most important ratios.


Grupo MoraBanc’s figures* of interest

*Data as at December 31st 2018


euros in customer funds


euros of result of the bank


capital ratio, CET1 (phase-in)

21,5% fully loaded


profitability (ROE)

Consolidated figures* that add value to Andorra:

*Data as at December 31st 2018



1.040,6M €

granted as credts for companies, homes and other projects


invested in NGOs by MoraBanc and its clients through by means of the Solidarity cards

3.04t CO2 eq

of emissions by employee. The average in Andorra is 6.60 per capita. (Data: World Bank, ref. 2013)

Between 2009 and 2018, MoraBanc has been recognised five times as the Best Bank in Andorra by the prestigious international magazine The Banker.


In addition, it has been recently awarded the following prizes:

  • The Best Bank in Andorra from Global Finance (2018)
  • The Best Commercial Bank in Andorra Award from International Banker (2017)
  • The Best Digital Bank from World Finance (2017)
  • The Best Mobile App from World Finance (2017)