Our figures, our best endorsement

Excellence, quality and strength

The first Andorran bank to be ISO 14001 certified and the second company in Andorra 100% neutral in CO2 emissions

In 2000, we implemented ISO 14011 certified environmental management system. We were the first Andorran company and the second in Europe to obtain this certification.

MoraBanc has also lead the fight against climate change: back in 2009 our carbon management strategy allowed us to certify ourselves as company with 100% neutral in CO2 emissions, becoming the second Andorran company obtaining it.


Grupo MoraBanc’s figures* of interest

*Data as at December 31st 2017


euros in customer funds


euros of result of the bank


capital adequacy ratio, according to AFA


capital solidity, according to Basel III CET1


profitability (ROE)

Consolidated figures* that add value to Andorra:

*Data as at December 31st 2017



950M €

granted as credts for companies, homes and other projects


invested in NGOs by MoraBanc and its clients through by means of the Solidarity cards

3.03t CO2 eq

of emissions by employee. The average in Andorra is 6.60 per capita. (Data: World Bank, ref. 2013)

Between 2009 and 2018, MoraBanc has been recognised five times as the Best Bank in Andorra by the prestigious international magazine The Banker.


In addition, it has been recently awarded the following prizes:

  • The Best Bank in Andorra from Global Finance (2018)
  • The Best Commercial Bank in Andorra Award from International Banker (2017)
  • The Best Digital Bank from World Finance (2017)
  • The Best Mobile App from World Finance (2017)