Our figures, our best endorsement

Excellence, quality and strength

The first Andorran bank to be ISO 14001 certified and the second company in Andorra 100% neutral in CO2 emissions

Since the year 2000, we have been implementing an ISO 14011 certified environmental management system. We were the first Andorran company and the second in Europe to obtain this certification.

MoraBanc has also lead the fight against climate change: back in 2009 our carbon management strategy allowed us to certify ourselves as company with 100% neutral in CO2 emissions, becoming the second Andorran company obtaining it.

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Grupo MoraBanc’s figures* of interest

*Data as at December 31st 2016


euros in managed assets


euros of net profit


capital adequacy ratio, according to INAF


CET1 capital adequacy ratio, according to Basel III


efficiency ratio

Consolidated figures* that add value to Andorra:

*Data as at December 31st 2016



1,031M €

granted as credts for companies, homes and other projects


invested in NGOs by MoraBanc and its clients through by means of the Solidarity cards

2.27t CO2 eq

of emissions by employee. The average in Andorra is 6.60 per capita. (Data: World Bank, ref. 2013)

And in recognition to our efforts in commercial banking, in 2017 we obtained the Best Commercial Bank in Andorra Award from The International Banker.