MoraBanc completes the purchase of Banco Europeo de Finanzas and enters the Spanish banking system

2025-07-28

MoraBanc has completed the purchase of 100% of Banco Europeo de Finanzas (BEF) following authorisation by the Bank of Spain and the Andorran Financial Authority. Juan María Nin and Lluís Alsina, the President and CEO of MoraBanc, together with representatives of Unicaja Banco, were present today at the signing of the acquisition in Madrid.The deal, announced in July 2024, gives MoraBanc a banking licence in Spain for the first time. It will soon be able to operate as a fully-authorised financial institution in the Spanish market.

The approval is a strategic milestone for the Andorran group, which consolidates its growth roadmap and strengthens its operational structure in Spain by adding BEF’s banking licence to its existing advice platforms through MoraWealth and the recently-acquired Tressis. This two-fold approach (an established investment platform and a banking licence) will enable the group to expand its range of services for both existing and potential customers by including products to raise deposits and financing.

The integration of Tressis and the acquisition of BEF will enable the Group to exceed €18 billion in AUM. This is in line with the MoraBanc Group’s strategic plan, which aims to reach €10 billion in AUM in Spain within three years.

Juan Maria Nin, President of MoraBanc, remarks: “The banking license will allow us to strengthen our way of banking—family‑oriented and with an innovative spirit—and, in this way, to become a leading bank for our clients.”

Lluís Alsina, MoraBanc’s CEO, said, “This new acquisition will enable MoraBanc to continue with the roadmap set out in the 2025-2027 strategic plan. One of its milestones is to become a leading bank in Spain. The Group’s strength allows us to supplement organic growth in our traditional businesses with new acquisitions.”

New Board of Directors

Following the completion of MoraBanc’s acquisition of Banco Europeo de Finanzas, the composition of the Board of Directors—chaired by Juan Maria Nin—has also been updated.

The following have joined as new directors: Lluís Alsina Álvarez, CEO of MoraBanc; Marc Mora Guerín; Francesc Xavier Maymó Gatell; Rita Estévez Luaña; Rosa Bruguera Brasó; and José Manuel Lara García.

The strength of a constantly-growing Group

Globally, the MoraBanc Group’s sustained growth continues to be one of its main strengths with consistent positive performance over the last six years. Since 2019, the bank’s AUM have increased by 145%. The trend has been just as positive for profits: net profit grew by 130% in this period, from €25.1 million in 2019 to €57.7 million in 2024. These figures make MoraBanc the most solvent bank in Andorra.

About the MoraBanc Group

The MoraBanc Group is a family-owned Andorran financial group, an independent bank that is internationally-focused, with extensive experience in personal, family and institutional wealth management. In addition to its banking business in Andorra under the MoraBanc brand, the group’s value proposition includes MoraBanc Asset Management and MoraBanc Assegurances in Andorra; the stockbroking firms MoraWealth and Tressis, and Banco Europeo de Finanzas in Spain; and Boreal Capital Management, with two wealth management companies in Switzerland and the United States, as well as a broker dealer in the USA.