Mora Assegurances pension plan
Your future starts today
Save for your future and for your present by deducting 5,000€ every year from your tax return in Andorra.
Both regarding the amount and the frequency, so you make payments in whatever way suits you best.
You will be able to change the amount and method in which you pay your contribution whenever you want without penalties.
If you reside in Andorra, you will be able to deduct up to 5,000€ of contributions from your IRPF (PIT) tax base annually.
Guaranteed annual return
The plan’s interest rate is fixed at the beginning of every year, so there is a minimum guaranteed in each term.
- Mora Assegurances Pension plan is a savings and retirement product that allows to receive some capital or income at the time of your retirement thanks to the contributions you made during your active working life, in order to supplement your state pension.
- It includes a life insurance that covers the insured person’s death or total and permanent disability before the plan’s maturity.
- In the case of death of the insured person, the policy beneficiary will receive the accumulated capital along with the yields obtained to date plus 100%, 50% or 10% (depending on the chosen percentage) of the sum of the pending periodic contributions. In case of disability, the future contributions would be borne by Mora Assegurances, in accordance with the chosen coverage policies.
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Information on the processing of personal data
In compliance with Law 15/2003 of 18 December on protection of personal data, the customer authorizes that the applicant’s personal data entered on this form will be incorporated into files owned and managed by MORA BANC GRUP, SA – MORA BANC, SAU (hereafter referred to as “MoraBanc”) to process the requested service and, if necessary, to comply with the contracts finally entered into, and also to ensure correct operational precedures
The applicant expressly authorises MoraBanc to send him/her commercial and promotional communications for products and services and information on the Bank itself, social or other activities, in hardcopy by post or by electronic means (among others, short messages (SMS) to mobile phones, e-mail, etc.). This consent can always be withdrawn, without retroactive effect.
The applicant authorises the data provided to be communicated or shared with third parties forming part of the MoraBanc business group, entities which are primarily active in the financial, insurance and service sectors. The applicant is considered as having been informed of this transfer of information by means of this clause. The applicant accepts that he/she may be sent information on any product or service marketed by these companies.
The data processing manager is MoraBanc. The applicant is hereby informed that the rights of access, rectification, suppression or opposition may be exercised in the terms established in current legislation.
Or call us on +376 88 48 84