Mora Assegurances pension plan

Your future starts today

Save for your future and for your present by deducting 5,000€ every year from your tax return in Andorra.

  • Adaptable contributions

    Both regarding the amount and the frequency, so you make payments in whatever way suits you best.

  • Flexibility

    You will be able to change the amount and method in which you pay your contribution whenever you want without penalties.

  • Tax efficient

    If you reside in Andorra, you will be able to deduct up to 5,000€ of contributions from your IRPF (PIT) tax base annually.

  • Guaranteed annual return

    The plan’s interest rate is fixed at the beginning of every year, so there is a minimum guaranteed in each term.



  • Mora Assegurances Pension plan is a savings and retirement product that allows to receive some capital or income at the time of your retirement thanks to the contributions you made during your active working life, in order to supplement your state pension.
  • It includes a life insurance that covers the insured person’s death or total and permanent disability before the plan’s maturity.
  • In the case of death of the insured person, the policy beneficiary will receive the accumulated capital along with the yields obtained to date plus 100%, 50% or 10% (depending on the chosen percentage) of the sum of the pending periodic contributions. In case of disability, the future contributions would be borne by Mora Assegurances, in accordance with the chosen coverage policies.


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Or call us on +376 88 48 84

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