Think Bank
Information about banking, financial news and the latest from MoraBanc
When using a search engine, you come across a scam. Beware of SEO Poisoning and Malvertising
When we search on a search engine, like Google or Bing, we tend to trust the first results. But cybercriminals are exploiting this trust using techniques like SEO Poisoning and Mal...
Innovation and technology
19/06/2025
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What Is Securities Lending and How Does It Work?
In the world of investing and financial markets, there are many services that, although not always known to the general public, play a key role in ensuring the stock market functio...
Savings and investment
14/04/2025
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New LinkedIn Scam: How to Detect It and Protect Yourself
In recent months, a new type of scam has significantly increased on LinkedIn and other professional social networks. It’s a highly sophisticated attack in which cybercriminals pose...
Current News
10/04/2025
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Rafa's Journey, Boreal’s Social Commitment
Rafael Vicario traveled to Nepal and fell in love with the country in 2014. A year later, Nepal suffered a devastating earthquake that left 9,000 dead and caused immense damage. In...
Sustainability
29/01/2025
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What to do when your payment card runs out: a sustainable guide
When your credit or debit card reaches its expiry date, it is important to know how to get rid of it properly that is environmentally responsible. You might think that such a simp...
Sustainability
18/09/2024
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Transition and financial system
What banks mean when they talk about transition At a time of increasing awareness the role sustainability plays in our lives, it has become crucial to transform our economies and ...
Financial education
29/08/2024
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The importance of KYC in Andorran banking
In a constantly changing financial world where the prevention of financial crimes plays a fundamental role in the running of banking institutions, KYC (Know Your Customer) is a key...
Financial education
07/07/2024
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Six keys to protecting your online banking
In the digital age, online banking provides convenience and instant access to our finances, but the fact that more and more people are using it has led to the emergence of new form...
Financial education
02/07/2024
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Home purchases and refurbishments: what you should know about energy certificates
One of the main aims of energy performance certificates for buildings is to ensure that the people involved in the sale or lease of a property have information about its energy sta...
Sustainability
02/06/2023
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The success of Bizum
Shall I pay you by Bizum? In a very short space of time, this sentence has become part of our everyday lives. The success of Bizum, a platform for sending or receiving money ...
Current News
18/05/2023
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Advantages and disadvantages of the different types of mortgages
When buying a home, the most common thing to do is to look for a financing solution that will cover the cost involved. Mortgage loans are a financial tool that allows you to buy th...
Financial education
08/03/2023
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Blockchain, beyond cryptocurrencies
Decentralised technologies that use cryptographic techniques will be the key players in the digital evolution of the coming years. This technology, better known as blockchain,...
Innovation and technology
14/12/2022
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How to schedule payments with MoraBanc Digital Banking
Payment scheduling allows you to send bank transfers on a specific day or with a specific frequency. Schedule all your regularly recurring payments just once and res...
Innovation and technology
06/09/2022
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The IBAN code: What is it and what is it used for?
An IBAN (or International Bank Account Number) is a unique code used for cross-border identification of bank accounts within the SEPA zone (Single Euro Pa...
Financial education
23/08/2022
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Vishing, the new identity theft fraud
Vishing is a type of scam based on social engineering and impersonation. Here we explain what it is and how it works, and give you advice to protect yourself from this fraudulent practice....
Innovation and technology
11/08/2022
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The differences between credit cards and debit cards
Credit and debit cards are used to pay for goods or services without the need to carry cash. The main difference between these cards is the method of payment. Credit cards are...
Financial education
29/06/2022
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Building experiences: MoraBanc and DEC, committed to our customers
As part of our ongoing mission to strive to satisfy our customers, we recently teamed up with DEC, the Association for the Development of the Customer Experience. We have thus bec...
Current News
14/01/2022
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Fem un país nou. Claus per construir una Andorra sostenible
Les construccions d’un país són un tema molt identitari, són una petjada en el temps que ens explica com era una societat en un determinat moment, com vivien, quina era la seva cul...
Sustainability
30/06/2021
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The Voice of the Customer: the key to innovation
Ascertaining the needs and expectations of customers should be one of the main priorities for all modern companies, since it is the best way to adapt our strategies and achieve max...
Innovation and technology
13/06/2021
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Fem un país nou. L’exemple del MoraBanc Andorra per imaginar una Andorra sense límits
En tot el que fem sovint hi ha intangibles que marquen la diferència entre l’èxit i el fracàs, entre tenir un somni i fer-lo realitat. Un d’aquests valors és innegociable i altamen...
Current News
10/06/2021
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SEPA Direct Debit: everything you need to know about the European regulation on Direct Debits
In March 2019, Andorra became part of the Single Euro Payments Area (SEPA), which meant the adoption of the regulation for transfers and card payments. Andorra’s membership of...
Financial education
25/05/2021
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I send Direct Debits with MoraBanc Online, how will the SEPA Direct Debit regulation affect me?
Andorra will join the SEPA Direct Debit (SDD) scheme in May 2021. This will lead to changes, such as individuals and business that issue Direct Debits having to use a new...
Economy and finance
25/05/2021
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Vull invertir, per on començo?
La sensació de llibertat que tenim quan anem d’excursió per les muntanyes d’Andorra, amb els seus meravellosos paisatges, l’aire pur i la natura és una experiència difícil d’explic...
Savings and investment
22/02/2021
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