Funció Pública

Want, can, do

Exclusive perks

Account manager

  • Direct line

    MoraBanc has created an exclusive phone number for civil service professionals. Call 88 40 88 and an account manager will instantly perform the transaction you require.

Credit

  • Endorsements and guarantees for purchases

    We automatically grant you endorsements and guarantees for purchases that will allow you to open credit lines in department stores, petrol stations, retailers…

Made to measure financing

Express loan

Liquidity in 3, 2, 1... Now!

  • Instant liquidity

    You can receive your loan 48h after your request.

  • Up to 3,000€

    Only if your salary is directly deposited into a MoraBanc account.

  • Repayment within up to 12 months

    You can choose to repay the money comfortably within a term between 2 and 12 months.

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Consumer Loan

Something more than just a treat

  • Up to 60,000€

    So you buy what you wish: be it a trip or to refurbish your house.

  • Repayment within up to 4 years

    As long as the client’s retirement age is not exceeded.

  • Special bonuses

    If your salary is deposited directly into your MoraBanc accountor you have contracted a visa card or life insurance.

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Open Mortgage

Financing for your first home

  • Financing of up to 80%

    We finance you up to 80% of your the home’s price so you can start living in it as soon as possible.

  • Repayment term of up to 40 years

    You have plenty of time – we grant you a maximum loan term of up to 40 years, with an age limit of 65 years old

  • Supplementary consumer loan

    Of at least 50% of the amortised capital in order to furnish, refurbish…

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Borderless Mortgage

Your second home where you can enjoy your holidays

  • Financing of up to 70%

    So that you buy or refurbish your second home, outside of Andorra, with the best conditions.

  • Repayment within up to 20 years

    As long as the 65 year limit is not exceeded.

  • Processing from Andorra

    You will be able to process the whole operation with no need to travel to your second place of residence.

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Star Life insurance and health at a discount of up to 20%

AndorVida Insurance

Peace of mind for you and your relatives

  • Wide coverage

    Included in case of death and disability and supplementary coverage in case of health, serious illnesses, death…

  • Flexibility and adaptability

    So that you can customise your AndorVida insurance with the guarantees that suit you best and modify them whenever you need to.

Learn more

Any queries?

Write to us and we will respond to you

Or call us on +376 884 884

Would you rather pay us a visit?

Find your closest office.

Why choose MoraBanc?

Personal account manager

Always at your disposal through multiple communication channels.

Online Banking

So you can manage your financial daily financial routine wherever you are with useful and simple tools.

Transparent information

We place all the information at your disposal.

A secure bank

You can rely on the safety of all operations conducted through the digital channels.