Easy loan

Financing for your clients

A dynamic way to offer financing to your clients and increase your sales

Lack of cash shouldn’t be a problem for a client wishing to purchase at your business. If your customer is also a MoraBanc client, call TeleBanc on +376 884 884 to manage the immediate grant of a loan. Conveniently and without having to come into the branch.

If the loan is approved, TeleBanc will provide you with the financing proposal’s authorization number with which you will be able to process the operation by filling in the loan policy and the compulsory life insurance.

Once the paperwork is completed, all you need to do is to hand in the loan and insurance form signed by the client to your bank branch’s account manager, and funds from the sale will be paid into your MoraBanc account.

General terms and conditions

For your business:

  • When negotiating the Easy Loan’s terms, your business can take on the interest of the financing totally or partially, or decide whether the loan holder should pay the interest instead.
  • Required documentation for the loan’s formalisation:
    • Easy Loan policy.
    • Loan’s compulsory insurance certificate.
  • Both documents should be correctly filled in and signed by the loan holder.
  • You should also sign in the box included in the loan’s policy as a confirmation of the fact that you witnessed the applicant’s signature.

For your client:

  • Interest rate will depend on the commercial agreements between the business and MoraBanc.
  • Issuance commission: 0%.
  • Total or partial cancellation commission: 3%.
  • Compulsory “Préstec Vida” insurance.
  • The premium will be calculated on the basis of the sum insured and the term of the loan:

– In the event that the term of the loan is less than or equal to 18 months, the single premium will be 1.5% on the sum insured, subject to a minimum fee of €10.

– For terms of more than 18 months, the single premium will be 3% on the sum insured, subject to a minimum fee of €10.


Write to us and we will contact you.

  • Mora Banc Grup, SA, with registered address at Av. Meritxell 96, AD500 Andorra la Vella is the data controller of your personal data contained in this form for the purposes of handling your request. You may at any time access, rectify, delete, restrict, object, request the portability of your data and withdraw your consent by emailing us at: protecciodedades@morabanc.ad. For further information on the processing of personal data by Mora Banc Grup, SA, please see the Privacy Policy on our website.

Or call us on +376 88 48 84

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