Easy loan

Financing for your clients

A dynamic way to offer financing to your clients and increase your sales

Lack of cash shouldn’t be a problem for a client wishing to purchase at your business. If your client is also a MoraBanc customer, call TeleBanc on +376 884 884 to manage the immediate grant of a loan. Conveniently and without having to come into the branch.

If the loan is approved, TeleBanc will provide you with the financing proposal’s authorization number with which you will be able to process the operation by filling in the loan policy and the compulsory life insurance.

Once the paperwork is completed, all you need to do is to hand in the loan and insurance form signed by the client to your bank branch’s account manager, and funds from the sale will be paid into your MoraBanc account.

General terms and conditions

For your business:

  • When negotiating the Easy Loan’s terms, your business can take on the interest of the financing totally or partially, or decide whether the loan holder should pay the interest instead.
  • Required documentation for the loan’s formalisation:
    • Easy Loan policy.
    • Loan’s compulsory insurance certificate.
  • Both documents should be correctly filled in and signed by the loan holder.
  • You should also sign in the box included in the loan’s policy as a confirmation of the fact that you witnessed the applicant’s signature.

For your client:

  • Interest rate will depend on the commercial agreements between the business and MoraBanc.
  • Issuance commission: 0%.
  • Total or partial cancellation commission: 0%.
  • Compulsory “Préstec Vida” insurance.
  • The premium will be calculated according to the insured capital and the loan terms. The minimum premium to be fulfilled will be 10€, to be collected from the loan holder’s account.

Any queries?

Write to us and we will respond to you

Or call us on +376 884 884

Would you rather pay us a visit?

Find your closest office.