Visa MoraBanc Jove
A card for young people
Free of charge, no fees, special discounts… It’s the ideal card for young people!
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Free of charge
Enjoying your card will cost you €0, whether you choose a debit or a credit card.
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No fees at ATMs
You can withdraw cash on debit from any ATM worldwide displaying the Visa sign without paying any fees to MoraBanc.
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Contactless payment technology
You can pay for your purchases simply by touching your card against the point of sale terminal.
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Exclusively for clients aged between 18 and 30
You can choose between an Debit or a Credit card.
Aparca&Go *
www.aparcandgo.com - Barcelona and Madrid airports, Sants and Atocha train stations, Barcelona port.
Please state that you are a MoraBanc customer when you take out the service.
Auró Jardiners
Ctra. General 6, Nau 4, Aixovall - AD600 Sant Julià de Lòria, Andorra T. +376 742 111
AVIS *
Av. d'Enclar, 142 - AD500 Andorra La Vella, Andorra T. +376 871 855
Special prices using the wizard number provided by your personal account manager
És Restauració
C/les Canals, 24- AD500 Andorra La Vella, Andorra T. +376 877 777
BP (ESSO)
Andorra petrol stations T. +376 874 900
Grandvalira *
Av. Carlemany, 68, 4t D401, C.C Illa - AD700 Escaldes-Engordany, Andorra T. +376 891 800
On 3 and 7-day ski passes
La Borda Pairal
Av. Dr. Vilanova, 7 - AD500 Andorra La Vella, Andorra T. 376 869 996
Discount applicable only for the chill-out area.
Mama Maria
Av. Meritxell, 25 - AD500 Andorra La Vella, Andorra T. +376 869 996
Martí Motos
Av. Santa Coloma 22 - AD500 Andorra La Vella, Andorra T. +376 824 114
Òptiques Pasteur
Av. Meritxell, 84 - AD500 Andorra La Vella, Andorra T. +376 800 970
Refugi Alpí
Av. Meritxell 73 - AD500 Andorra La Vella, Andorra T. +376 808 100
Sant Hubertus
Av. Meritxell, 36 - AD500 Andorra La Vella, Andorra T. +376 820 892
Total
Andorra petrol stations T. +376 743 140
You can view the details and terms of our discounts and benefits in this section or by contacting your personal account manager. The availability of the promotions, discounts and other benefits is subject to the collaboration agreement entered into between MoraBanc and the service providers.
* Discount applied directly by trader at the time of purchase.
Discounts at partner stores
- 7 %Aparca&Go *
- 3 %Auró Jardiners
- %AVIS *
Making your purchases secure
- OTP (One Time Password) security code for secure internet shopping. If you do not have it registered, you can do so by calling Telebanc on 884 884 or your personal account manager.
- Antifraud insurance in the event of loss, theft or fraudulent use of your card.
- We will send you a text message via our SMS Alerts service every time your card is used to make a purchase above the amount you specified, so that you can keep track of your card movements at all times.
MoraBanc’s SMS Alerts service will send a message to your mobile phone every time a movement above the amount you specified is recorded on your card (from €60).
You can receive alerts anywhere in the world. By activating the international alerts service, you will receive an SMS when you are abroad, regardless of the amount of the transaction. In addition, you can select what countries you want to receive alerts in.
Apply now for free by calling (+376) 884 884, by contacting your personal account manager or by logging on to MoraBanc Digital.
Digital and green banking
We will help you meet your day-to-day banking needs by providing you with a 100% digital bank which allows you to manage your correspondence without wasting paper, and which you can access 24 hours a day from your computer or your mobile phone.
Learn more about MoraBanc DigitalSolidarity cards
Would you like your MoraBanc card to have a heart? If so, you can convert it into a Solidarity card. With every purchase you make, you will make a small contribution to a charity project in Andorra… and MoraBanc will give the same amount.
Click here for more detailsFeatures
The Visa MoraBanc Jove card is exclusively for clients aged between 18 and 30. You can choose between a Debit or a Credit card:
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With a Debit card your purchases and ATM withdrawals will be debited instantly from your account.
View all conditions -
With a Credit card you can make purchases on credit and withdraw cash from ATMs on debit or credit.
View all conditions
With your Visa MoraBanc Jove Credit card you can:
- To pay the balance of your purchases in full at the end of the month or spread payments over a period of time. You can choose to repay either a fixed amount or a percentage of your card balance.
- To withdraw cash on credit at any ATM or transfer the credit limit available on your card to your account via online banking (MoraBanc Digital) or in branch.
In addition, both the Visa MoraBanc Jove Debit and Credit cards offer the following benefits:
- Discounts at partner stores which will be credited each month to the account associated with your card.
- Free debit withdrawals at any ATM in Andorra.
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Travel assistance service with ARAG covering both the people travelling and their luggage.
Click here for more details - Personal accident insurance. Life and disability cover of up to €150,000 on trips paid with the card.
- SMS notifications.
- Management of transactions on the card by online banking or the app.
- Purchase protection insurance that covers your purchases for 30 days from purchase against theft or damage.
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Antifraud insurance:
- If your card is lost or stolen.
- If your card is used fraudulently.
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If your card is used to make transactions by telephone or purchases over the Internet.
View details of cover
Main features of the Visa MoraBanc Jove Debit card
- Because it’s a debit card, all your purchases and cash withdrawals will be debited instantly from your account.
- Contactless payment technology allows you to pay simply by touching your card against the point of sale terminal.
- The card features OTP (One Time Password) security code for your online purchases and an EMV Chip to ensure your transactions are secure.
- By verifying your transactions with a PIN or via contactless payment in store, you won’t have to sign a receipt for your purchases.
Price and fees
- Annual card fee:
- MoraBanc Jove Debit: €0
- MoraBanc Jove Credit: €0
- Card duplication fee:
- Rate of €6, if the request is made through a manager or in person, by phone, email or chat.
- Rate of €2, if the request is made via online banking or the app.
IGI not included.
Main features of the Visa MoraBanc Jove Credit card
- A credit card that allows you to make purchases on credit and withdraw cash from ATMs on debit or credit.
- You can pay the balance of your purchases in full at the end of the month or spread payments over a period of time. You can choose to repay either a fixed amount or a percentage of your card balance.
- You can withdraw cash on credit at any ATM or transfer the credit limit available on your card to your account via online banking (Banca Digital) or in branch.
- Contactless payment technology allows you to make purchases simply by touching your card against the point of sale terminal.
- The card features OTP (One Time Password) security code for your online purchases and an EMV Chip to ensure your transactions are secure.
- By verifying your transactions with a PIN or via contactless payment in store, you won’t have to sign a receipt for your purchases.
The standard credit limit is €1,800 per month. Both the granting of the credit card and the approval of the credit limit are subject to a review by MoraBanc of each individual customer’s credit capacity.
Price and fees
- Annual card fee:
- Holder: €0
- Beneficiary: €0
- Fee for paying off your card balance in advance: €0
- Fee for spreading out payments: 1.5% per month of the amount due.
- Fee for withdrawing cash on credit at MoraBanc ATMs: 3.35%, min. €2.50
- Fee for withdrawing cash on credit at other banks’ ATMs: 4.5%, min. €6
- Fee for transferring the credit limit available to your account: 3.35%, min. €2.50
- Fee for issuing a duplicate card:
- Rate of €6, if the request is made through a manager or in person, by phone, email or chat.
- Rate of €2, if the request is made via online banking or the app.
IGI not included.
Main cover included:
- Medical, surgical, pharmaceutical and hospitalisation expenses incurred abroad, up to a maximum of €6,000
- Emergency transport or medical repatriation if you are injured or sick abroad, upon medical examination, using the most appropriate means of transport depending on your country of location.
- Cost of extending your hotel stay abroad.
- Repatriation or transport of the deceased insured.
- Suspending your trip following the death of a relative.
- Theft or damage to your luggage.
The insurance includes additional free cover.
ARAG helpline: + 34 93 485 73 98
Antifraud insurance covers the fraudulent use and the loss or theft of the card. Cover includes purchases made with the card, cash withdrawn at ATMs and purchases made over the telephone or the Internet.
Visa MoraBanc Jove Debit card (contactless):
- Cover of up to €1,500
Visa MoraBanc Jove Credit card (contactless):
- Cover of up to €3,000
Antifraud insurance covers the fraudulent use and the loss or theft of the card. Cover includes purchases made with the card, cash withdrawn at ATMs and purchases made over the telephone or the Internet.
Visa MoraBanc Jove Debit card (contactless):
- Cover of up to €1,500
Visa MoraBanc Jove Credit card (contactless):
- Cover of up to €3,000
Apply
Write to us and we will contact you.
Information on the processing of personal data
In compliance with Law 15/2003 of 18 December on protection of personal data, the customer authorizes that the applicant’s personal data entered on this form will be incorporated into files owned and managed by MORA BANC GRUP, SA – MORA BANC, SAU (hereafter referred to as “MoraBanc”) to process the requested service and, if necessary, to comply with the contracts finally entered into, and also to ensure correct operational procedures.
The applicant expressly authorises MoraBanc to send him/her commercial and promotional communications for products and services and information on the Bank itself, social or other activities, in hardcopy by post or by electronic means (among others, short messages (SMS) to mobile phones, e-mail, etc.). This consent can always be withdrawn, without retroactive effect.
The fact of filling out this form implies that the applicant acknowledges that the information and personal data provided are true, accurate and correct; otherwise, MoraBanc declines all responsibility for the lack of truthfulness or correctness of the data.
The applicant authorises the data provided to be communicated or shared with third parties forming part of the MoraBanc business group, entities which are primarily active in the financial, insurance and service sectors. The applicant is considered as having been informed of this transfer of information by means of this clause. The applicant accepts that he/she may be sent information on any product or service marketed by these companies.
The data processing manager is MoraBanc. The applicant is hereby informed that the rights of access, rectification, suppression or opposition may be exercised in the terms established in current legislation.
Or call us on +376 88 48 84
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