Visa Club Sènior

Your time is now

Clients aged 60 years old and over can rely on a card that ensures peace of mind in your life.

Visa Club Sènior
  • Insurances and medical services free of charge

    Free travel assistance and accident insurances, as well as free access to Advance Medical’s services.

  • Exclusive leisure offers

    Travel, cruises, hotels, spas… besides many other perks.

  • Discounts in affiliated businesses

    When you pay with your Visa Club Sènior.


Discounts in affiliated businesses

  • 1 %
  • 3 %
  • 5 %
    Anyós Park
See all discounts and benefits

Safety in your purchases

  • Request your security code if you don’t have it yet in order to buy online safely.
  • Optional anti-fraud insurance in case your card gets lost or stolen, or to protect against fraudulent card use.
  • We want you have full control of your card transactions, that’s why we will send you an SMS every time your card registers a purchase superior to a limit set by you.
See more details

Ecological and digital banking

We adapt to your everyday life by offering you a 100% digital banking. You will be able to manage your correspondence with no paper waste, 24 hours a day and also from your mobile phone.

Solidarity cards

You can give a heart to your MoraBanc cards: make them supportive of charities of your choice! You will make small donations to charity projects in Andorra with each purchase, and MoraBanc will match your donation.

Learn more


Visa Club Sènior is exclusively for clients over 60 years old. You can choose between debit or credit cards:

  • With the debit card you pay directly for all your purchases and your ATM cash withdrawals are deducted immediately from your account.
    See all terms and conditions.
  • With the credit card you can purchase and withdraw cash from ATMs on credit or debit. Every end of the month the card statement will be closed and you will be able to pay it off at that point or defer payment.
    See all terms and conditions.

Thanks to your credit Visa Club Sènior you will be able to:

  • Pay for your purchases at the end of the month or defer your payments. You can choose the method in which your interest is charged when you defer payment deferral: either by a fixed amount or a percentage of the invoice.
  • Perform credit withdrawals from an ATM.

In addition, thanks to your Visa Club Sènior credit and debit cards you will enjoy:

  • Exclusive offers on travel, cruises, hotels and spas.
  • Free Advance Medical service.
  • Discounts in affiliated businesses to be credited every month into the account you linked to your card.
  • Free of charge debit cash withdrawals from any ATM within Andorran territory.
  • Free travel assistance insurance for people and luggage with ARAG.
    Learn more
  • Accidents insurance from 5€. Life or disability coverage of up to 450,800€ in trips you paid with your card.
  • Optional anti-fraud insurance from 1.83€ a month:
    • In case your card gets lost or stolen.
    • In ATM cash withdrawal.
    • In case your card is used for phone operations or online purchases.
      Check the whole coverage


Write to us and we will contact you.

Or call us on +376 88 48 84

Would you rather pay us a visit?

Find your closest office.