Visa Activa

Full of advantages

If you are between 36 and 59 years old, this is the most practical card you for your purchase from physical and online shops, in Andorra and abroad.

Visa Activa
  • Discounts in affiliated businesses

    When you purchase with your Visa Activa.

  • Maximum flexibility in your payments

    With the Visa Activa credit card, you will be able to finance your purchases and pay for them at a time that suits you.

  • Free travel assistance insurance

    For people and luggage with ARAG.


Discounts in affiliated businesses

  • 1 %
  • 3 %
  • 5 %
    Anyós Park
See all discounts and benefits

Safety in your purchases

  • Request your security code if you don’t have it yet in order to buy online safely.
  • Optional anti-fraud insurance in case your card gets lost or stolen, or to protect against fraudulent card use.
  • To keep your card movements always under control, we will send you an SMS every time your card registers a purchase superior to the limit you set by you.
See more details

Ecological and digital banking

We adapt to your everyday life by offering you 100% digital banking. You will be able to manage your correspondence with no paper waste, 24 hours a day and also from your mobile phone.

Solidarity cards

You can give a heart to your MoraBanc cards: make them supportive of charities of your choice! You will make small donations to charity projects in Andorra with each purchase, and MoraBanc will match your donation.

Learn more


Visa Activa is designed for customers between 36 and 59 years old. You can choose between debit and credit:

  • With the debit card you pay directly all your purchases and your ATM cash withdrawals are deducted immediately from your account.
    See all terms and conditions.
  • With the credit card you can purchase and withdraw cash from ATMs on credit or debit. Every end of the month the card statement will be closed and you will be able to pay it off at that point or defer payment.
    See all terms and conditions.

Thanks to your credit Visa Activa you will be able to:

  • Pay for your purchases at the end of the month or defer your payments. You can choose the method in which your interest is charged when you defer payment: either by a fixed amount or a percentage of the invoice.
  • Perform credit withdrawals from an ATM.

In addition, thanks to your credit Visa Activa you will enjoy:

  • Discounts in affiliated businesses to be credited every month into the account you linked to your card.
  • Trimestral refund in your account of the 0,25% of all your purchases or withdrawals from out of Andorra.
  • Free of charge debit cash withdrawals from any ATM within Andorra.
  • Free travel assistance insurance for people and luggage with ARAG.
  • Accident insurance, from as little as 5€ a year, with life and disability coverage up to 150,300€ on journeys that have been paid for with the card.
    • In case your card gets lost or stolen.
    • In ATM cash withdrawal.
    • In case your card is used for phone operations or online purchases.
      Check the whole coverage


Write to us and we will contact you.

Or call us on +376 88 48 84

Would you rather pay us a visit?

Find your closest office.